Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered.

Mary Luster can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.

Here are some of the key areas that an agent can help you with:

Getting pre-approved by a lender or paying cash
By providing your lender with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what your monthly payment amount will be, and what you can expect for down payment requirements and closing costs.

Choosing a home
Choosing a home is an emotional process. Mary can assist you in this process by offering objective information about each property you look at. From local community information like Golf and Equestrian Clubs, Museums, Art Galleries, Restaurants, Shopping, Private and Public Schools and most importantly to home-specific details like condition and amenities, call Mary today so she  can help you find exactly what you’re looking for.

Making an offer
Once you’ve found the home of your dreams, Mary will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, she will then help you structure an offer and negotiate to get the very best deal possible.

Closing, or settlement, can be a complicated process. For closing, an escrow or title company or an attorney will handle the paperwork of the closing. Regardless of where you’re buying, Mary will be with you every step of the way to ensure that everything goes smoothly.